In order to fund her retirement, Betty needs her portfolio to have an expected return of 12.4 percent per year over the next 30 years. She has decided to invest in Stocks 1, 2, and 3, with 25 percent in Stock 1, 50 percent in Stock 2, and 25 percent in Stock 3 . If Stocks 1 and 2 have expected returns of 9 percent and 10 percent per year, respectively, then what is the minimum expected annual return for Stock 3 that is likely to enable Betty to achieve her investment requirement? (Round answer to 1 decimal place, e.g. 17.5\%.) Expected annual return