In order to send his first child to Law School when the time comes, Sam wants to accumulate $40,000 at the end of 18 years. Assuming that his savings account will pay 6% compounded annually, how much would Sam have to deposit, if he wants to deposit one large lump sum today? Round your answer to the nearest dollar. on Select one: a. $12,210 b. $12,943 c. $13,672 d. $14,014 Clear my choice