In preparing its bank reconciliation for the month of December 2020, Thomas, Inc. has available the following information. Balance per bank statement, 12/31/20 NSF check returned with 12/31/20 bank statement Deposits in transit, 12/31/20 Outstanding checks, 12/31/20 Bank service charges for December $65,000 650 5,000 3,600 35 What should be the adjusted cash balance at October 31, 2017? a. $65,715. b. $66,400. c. $70,000. d. $72,500.