In the 1800's the USA ran into multiple banking crisies - approximately one every 20 years.

In the last 100 years - we have run into 3 crises - the 1930's and bank failures during the Great Depression. The Savings and Loan Crisis in the mid/late 1980's, and the Financial Criseson 2008-2009.

explain hwo importantyou think government regulation and oversight is for the health,well-being, and proper functioning of the US Financial System.

Also,add one item of your own, whereyou would like to see moregovernment regulation and oversight.