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In the Altman Z calculation one of the ratios was retained earnings/total assets. What is the impact on the numerical value of the ratio if

In the Altman Z calculation one of the ratios was retained earnings/total assets. What is the impact on the numerical value of the ratio if

a) Accounts receivable are collected? Briefly explain.

b) The firm operates at a profit but cuts to zero its dividend? Briefly explain.

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