In the article, our state legislature is pointed out as having failed to tighten the reign on insurance companies and property/flood insurance rates. There's also the underfunding or termination of federal programs to assist low-income families through rental assistance programs. (a) Do you believe the government should pressure insurance companies to regulate out of control property and flood insurance rates? And (b) what about the federal government? Should they increase funding to or pass an extension of rental assistance programs to help low-income families? Defend your choices