In the chapter text, we dealt exclusively with a single lump sum, but often we may be looking at several lump-sum values simultaneously. Let's consider the retirement plan of a couple. Currently, the couple has four different investments: a 401(k) plan, two pension plans, and a personal portfolio. The couple is 5 years away from retirement. They believe they have sufficient money in their plans today so that they do not have to contribute to the plans over the next 5 years and will still meet their $2 million retirement goal. Here are the current values and growth rates of their plans: 401(k):$88,000 growing at 6.5%. Pension Plan One:$304,000 growing at 7%