In the few following years the shares of their large well-established business have been trading in the secondary market as they have been listed on the stock exchange. After some time, they started witnessing some financial distress, but it will be such a hassle to implement any of their solutions, they are no longer the three friends who agree on crucial matters alone. They also dont have enough time to sit and brainstorm as they have much bigger obligations.

QUESTION 12) Which financial institution can help them out at this stage?

QUESTION 13) According to your understanding and the circumstances described in the paragraph above, what could this institution provide them and how would this benefit their business?