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In the first years of the 21st century, home mortgage lenders changed how they would handle the risk of giving mortgages to people buying homes

In the first years of the 21st century, home mortgage lenders changed how they would handle the risk of giving mortgages to people buying homes for hundreds of thousands of dollars. What did the 21st century mortgage originators do to manage their risk and how did that affect how they dealt with prospective home mortgage borrowers?

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