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In the last two years of college you scrape by and save $25 per month. Then, your family gives you $1000 as a graduation present.

In the last two years of college you scrape by and save $25 per month. Then, your family gives you $1000 as a graduation present. After graduation, with your new job you can save $75 per month for 3 years. After 3 years, you decide to double your monthly savings and put away $150/month. 
How much will you have in the account after a total of 20 years assuming you earn 3.8% compounded monthly?


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