In the Lehigh Presbytery vs merchant Bancorp case, why did the court find in favor of Lehigh presbytery?

a- because the check contained a restrictive indorsement and the bank had an unavailable obligation to follow it.

b- because the bank's employee was part of Hunger's scheme to steal money from the church.

c- because the evidence demonstrated the bank knew the checks contained a restrictive indorsement and disregarded it anyway.

d- because the bank employees removed the restrictive indorsement from the checks.