In the Letter of Offer that the lender sends to a new borrower, will the term of the loan, for example 25 or 30 years, be mentioned? a. Yes b. No, because the term has already been calculated in the servicing calculation c. Only if the client has requested that they will not want to pay out the loan early d. Only if the client has chosen Principal and Interest as their repayment option e. Only if the purpose of the loan was for an investment property