In the perspective of regulators, securitization may raise some concerns such as:

Group of answer choices

a.The risk of being an underwriter for asset-backed securities with good marketability

b.The risk of acting as a credit enhancer and overestimating the need for loan-loss reserves

c.The risk that unqualified trustees will fail to protect investors in asset-backed instruments

d.All of the options are concerns regulators have about securitization