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In the _system, risk selection may arise. This is when O Bismarck; high-risk customers seek out health insurance O Beveridge; insurers seek out health customers

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In the _system, risk selection may arise. This is when O Bismarck; high-risk customers seek out health insurance O Beveridge; insurers seek out health customers Bismarck; insurers seek out healthy customers. O Beveridge; high-risk customers seek out health insurance

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