In the US, the Credit Score drives many people's lives. The Credit Score shows whether a person is in a position to borrow the money that they may need for expenditures that are beyond what they earn. People take pride in having a high standing with banks and the ability to borrow large amounts of money. Here is the question that most people do not ask, given the flood of debt in the economy and around the world.

QUESTION: Is needing to borrow money an indication that you are WEALTHY or that you are POOR and unable to afford the things that you NEED to live? Is it possible to live without debt?