In the wake of Hurricane Ian, suppose the annual cost of homeowner's insurance increases dramatically in Florida. Based on what we know about the fundamental problem all humans perpetually face:

a. There would be in imbalance between the amount of money Floridians would like to have in their bank accounts and the amount they have.

b. Higher insurance premiums would end the problem of financial scarcity for the insurance industry.

c. Financial scarcity would end for Floridians who own homes as long as they can afford the new insurance premiums.

d. There would be no change in the amount of financial scarcity faced by Floridians since they have no choice but to pay the higher premiums.