"In the world of finance, there is one certainty:you must take more risk to earn a higher

return."

Risk is a consideration in many of the decisions we make. Describe a risky financial decision made by you or someone else. What were the downsides of the decision? What were the upsides? How might your financial goals and personal financial plan impact the amount of risk you are willing to take on regarding a financial decision?

Example of a risky financial

decision: Withdrawing money from your

retirement savings to fund a business start-up.