In this module, you learned about the following acts that protect consumers privacy and identity:

Fair Credit Reporting Act

Fair and Accurate Credit Transactions Act

Gramm-Leach-Bliley Act

USA PATRIOT Act

In addition to protecting a consumers privacy/identity, these acts can also impact the consumers ability to obtain a mortgage loan. In this discussion assignment, share your response to the following questions: Which Act best protects a consumers privacy or identity? Why? How does that same Act positively or negatively impact the consumers ability to obtain a mortgage loan?