In what way do Call Reports help regulators more than Quarterly Earnings Reports?

Multiple Choice

• Call Reports have better information which is kept secret by regulators.

• Call Reports must be signed by the CFO while Quarterly earnings Reports do not have to be signed by the CFO.

• The information of Call Reports can be easily aggregated to describe the health of, and trends in, the banking industry.

• The information of Call Reports can be manipulated by banks to better describe their condition.

• Call Reports are used to predict future performance.