In which of the following scenarios is the individual paying an insurance deductible? O Simon pays a standard rate of $25 every time he has a doctor's appointment, while his insurance pays the remaining amount. O Raul pays $3,500 to repair damages to his house before his insurance begins to cover the costs. O. Sam pays 20% of his insurance costs and his employer pays the remaining 80%. O Alina pays $200 toward her fire insurance every month