In which of the following types of loss exposures, it is feasible that using deductibles in the contracts will save money for the insurer from claim processing expenses? Choose the best answer.

In which of the following types of loss exposures, it is feasible that using deductibles in the contracts will save money for the insurer from claim processing expenses? Choose the best answer. low-frequency, high-severity both low-frequency, high-severity and high-frequency, high-severity both high-frequency, low-severity and low-frequency, low-severity both high-frequency, high-severity and low-frequency, high-severity high-frequency, high-severity