In which of the following ways is the processing of signature debit cards different from that of credit cards? 1. Payment with a signature debit card is authorized in real time. 2. Funds come directly out of the card holder's checking account with signature debit cards. 3 Payments with signature debit cards are processed over a different card network than payments with credit cards. O 1,2, and 3 O 1 and 3 O 2 only 1 only QUESTION 14 Michael Katz argues that the benefits of mobile payments will flow mainly to In this case, the theory of two-sided markets would suggest that a good way of getting both sides on board would be to charge a fee on each transaction that is O consumers, funded by merchants and passed on to consumers in the form of rewards O merchants, funded by merchants and passed on to consumers in the form of rewards Oconsumers, funded by consumers and passed on to merchants merchants, funded by consumers and passed on to merchants