Including the new proposed debt, over the last 2 years Spread the Joy Organics' current ratio has been generally: Worse than industry average In line with industry average Much better than industry average Slightly better than industry average For a company like Spread the Joy Organics Inc., why might a lender request additional information about the inventory collateral? (Select ALL that apply) Potential safety or contamination concerns exist with food products because glass jars are breakable. Because shelf life may be a concern The type of packaging may not be biodegradable The proportion of raw materials vs. finished product could affect salability and recourse value