Incorrect Question 4 0 / 0.5 pts Which of the following statements must be TRUE in the context of health insurance? (0.5 points) O Moral Hazard leads to a patient's expected health care costs being larger when they have health insurance than when they do not. O Medicaid accounts for more health care spending than do private insurers. O Compared to the average private health insurance company, Medicare (a government run insurer) spends a larger proportion of total expenditure on administrative costs. O The uninsured, on average, are healthier than the insured population. O Only patients exhibit moral hazard, not doctors. Incorrect Question 5 0 / 1 pts How is Moral Hazard most likely to affect equilibrium in the market for health care? (1 point) O An increase in price, and an increase in quantity. O A decrease in price, and a decrease in quantity. O An increase in price, and a decrease in quantity. O A decrease in price, and an increase in quantity. It could not affect equilibrium in the market for health care