INDICATE WHETHER THE FOLLOWING ARE NEGOTIABLE INSTRUMENTS UNDER ARTICLE 3. If you conclude it is "non-negotiable", state the reason(s) why. What element or elements are missing under Article 3 of the UCC.

51 I promise to pay Fernando $10,000 pesos on August 1st, 2022 if Spain wins the world cup. Signed Jose

52 I promise to pay Wilma, Mary and Sally $ 300 on June 1st, 2022 but reserve the right to the ladies to extend time for payment for a very short time. Signed Henry

53 I agree to pay Joel $2,500 for bathroom alteration and should pay by 10-1-22. Signed Mike

54 I promise to pay Herbert $1,500 through accounting services on 4-1-22. Signed Jim

55 I promise to pay Jane $1,000 on or about 9-1-22. Signed Scott