information below which shows the demand deposits and actual reserves of a banking system. (1) (2) (3) Desired Reserve ration, percent Demand deposits Actual Cash reserves 10 $40,000 $10,000 20 40,000 10,000 25 40,000 10,000 30 40,000 10,000 When the desired reserve ratio is 20 percent, the money creating potential of the entire banking system is: $10,000 $6,000 $8,000 $4,000