Information from the American Institute of Insurance indicates the mean amount of life insurance per household in the United States is $115,000. This distribution follows the normal distribution with a standard deviation of $37,000.

1. What is the likelihood of selecting a sample with a mean of at least $120,000? (Round your z-value to 2 decimal places and final answer to 4 decimal places.)

2. What is the likelihood of selecting a sample with a mean of more than $106,000? (Round your z-value to 2 decimal places and final answer to 4 decimal places.)