Injury Law 101: Test The following questions are based on information given in Training Tape #6. Read each question carefully, and write the letter corresponding to the best answer in the space provided. _questions out of 20. Good luck! To pass this test you must correctly answer - Part 1; Multiple Choice (10 Questions) -What is the name of the rule that must be followed in hit-and-run car accident._ cases involving uninsured motorist claims? a. ghost car rule b. freak accident rule c. phantom vehicle rule d. habeas corpus rule _Who benefits most under no-fault insurance-laws? a. an auto accident injury victim with lots of liability insurance `b. an underinsured person at fault in an accident c. an injury victim in a minor accident d. insurance companies Why is insurance so important to our clients? a. It establishes credibility for our client should we have to go to court. b. It helps pay expenses that the defendant may not be able to afford out of pocket. c. Without insurance, an injured client has no rights. d. In court and in arbitration, the bigger insurance policy wins. .After an accident where our client is not responsible, our client's medical costs are covered by a certain type of insurance on the policy of the party at fault. Which type? a. liability insurance b. comprehensive and collision insurance c. underinsured motorist coverage d. phantom vehicle insurance Which of the following would not be covered by your liability insurance? a. other party's property damage b. other party's lost income c. damage to your car d. other party's pain. and suffering - Who is paid under a policyholder's comprehensive and collision coverage? a. a policyholder who wrecked his own car. b. the other party who is liable for the policyholder's wrecked car ~ hoth martinsInjury Law 101: Test 6 7 . If our client was driving down the road and he was broadsided and injured by a driver with no insurance, what is another way our client might collect? a. through the client's own underinsured motorist coverage, if purchased b. through the client's own uninsured motorist coverage, if purchased c. through the client's own liability insurance d. through the client's own comprehensive and collision coverage 8. In the event of an accident, the liable party's liability insurance is meant to . . . . . ... : pay whom? a. the party liable (the policyholder) b. the other party c. both parties d. no one 9._ Which of the following is another name for liability insurance? a. third party insurance. b. bodily injury insurance c. property damage insurance d. all of the above 10 _What's another name for no-fault insurance laws that some states have? a. bilateral injury protection b. personal indemnity protection c. personal injury protection d. proportionate injury protection Part 2: True or False (10 Questions]