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Instruction Conduct an Internet search for the 2022 annual report for Discover (Discover Financial Services) and answer the questions: During 2022, what changes did Discover

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Conduct an Internet search for the 2022 annual report for Discover (Discover Financial Services) and answer the questions:

  1. During 2022, what changes did Discover make in its internal control over financial reporting? Why did the company make these internal control changes?
  2. How does the company define its "Provision for credit losses" account? How is the "Provision for credit losses" amount determined?

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