Insurance and risk management Final exam Please help 16-21 True or falseAnswer as many as possible please !Thank you ??

Font Paragraph Styles Editing 16. Health insurance contracts are designed to provide for the indemnification of the insured in case of injury or illness. 17. Under the Affordable Care Act, consumers may purchase insurance through either a federal or state "marketplace." 18. Under the Affordable Care Act, all Americans must obtain health insurance or face tax penalties. 19. Small employers may enjoy tax credits for providing health insurance to their employees. 20. A "deductible" is the amount of the charge for a medical service that is discounted because the patient has health insurance. 21. Health Savings Accounts (HSAs) are optional benefits that are generally funded with post-tax dollars