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Insurance. How to explain to personal lines client why water damage has surpassed fire as the most frequent cause of property losses? Situation: a client

Insurance.

How to explain to personal lines client why water damage has surpassed fire as the most frequent cause of property losses?

Situation: a client has read that nowadays water damage is #1 but he wants to convert his basement into a living area with work space, a bedroom, bathroom, recreation, and water heater.

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