Insurance. In 1997, Olga and Helen, both in their 70's, befriended Paul, a homeless man in Los Angeles. They found him an inexpensive studio apartment and paid the rent for him. They also regularly purchased groceries and clothes for him. In November of 1999, poor Paul was killed by a hit and run driver in an alley near West Hollywood. In 2003, Olga and Helen also befriended Ken, another homeless man in Los Angeles. They found him an inexpensive studio apartment and paid the rent for him. They also regulariy purchased groceries and clothes for him. In June of 2005, poor Ken was killed by a hit and run driver in an alley in West Los Angeles. Olga and Helen had taken out numerous life insurance policies on both Paul and Ken naming themselves as the beneficiaries (entitled to receive the insurance proceeds on the death of the insured) providing total life insurance proceeds of many hundreds of thousands of dollars. (Paul and Ken had willingly signed the insurance applications.) In 2006, Olga and Helen were charged with the murder of Paul and Ken. They were tried in 2008 and convicted of murder and both were sentenced to life in prison. Based on these facts and the assigned material, answer the following questions