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Insurance Policy Benefits: Out-of-Network (OON) ER visit Gross Charges are $15K. Patients insurance allows $10K. Patients policy has an OON $5K deductible and 35% coinsurance.

Insurance Policy Benefits: Out-of-Network (OON)
ER visit Gross Charges are $15K. Patients insurance allows $10K.
Patients policy has an OON $5K deductible and 35% coinsurance.
What should the patient and insurance each pay?
Gross Charges: $ 15,000
Allowed Amount $ 10,000
Deductible $ 5,000
Coinsurance
Patient Liability
Insurance Liability

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