Insurers who wrongfully deny claims and alleged fraud by an insured can be sued for defamation and will be ordered to pay punitive damages. C Insurers have a legal duty to investigate a claim brought by an insured and the insurer's lawyers need only disclose any information they deem relevant. d Insurers have no right to hire experts to help build a case against an insured and appellate courts rarely show restraint in awarding punitive damages for badfaith dealing