InTbouble Inc. recently approached its bank to seek assistance in financing its cash shortfall. After an hour-long meeting and review of InTrouble Inc.'s finanacial situation, the bank mentioned the company has significant amount of accounts receivable outstanding from foreign buyers that is blocking the company's working capital. The bank recommended InTrouble Inc. use a trade finance tool that enables exporters to bring in cahs by selling medium-term foreign accounts receivable at a discount, on a w