Interest rates are currently low, but many analysts believe that they will rise over the next couple of years. You are consulting the management of a local firm that needs to borrow to finance its growth. They would like your advice on the type of debt and maturity of debt that they should use. Should this firm issue short-term or long-term debt, and should this debt be issued at a fixed coupon rate or a variable/floating rate (provide an explanation for your answer)?