Interest to be accrued at January 31, 2023 is composed of the following... (remember, you accrued interest through 12/31/22 already and interest is computed on a 360-day year) Date of Note Receivable Face Value Interest Rate (Annual) Term of note # of Days Interest to be Accrued for January 1/18/2023 $42,780 15% 6 Months (180 Days) 13 12/16/2022 $45,200 12% 6 Months (180 Days) 31 12/26/2022 $14,000 14% 6 Months (180 Days) 31