_____________ internal controls include independent checks on performance and assurance of compliance with applicable laws and regulations.

_________________ is, essentially, any activity designed to hide the nature, location, source, ownership, or control of proceeds used for, or derived from, criminal activity. Any time an examiner sees evidence consistent with this definition, a money laundering issue may exist.

______________ is one of the workhorses of federal white-collar prosecutions and is available, among other statutes, to investigate and prosecute complex frauds and financial crimes.

____________ is the act of engaging in criminal activity as a structured group, and individuals in organized criminal organizations are often prosecuted for it under RICO.

Research suggests that collusive fraud leaders are more likely to be ____________ with ___________________ and a/an _________________.

Group of answer choices

Highly educated; ego/entitlement problems; non-shareable financial problem

Younger males; close ties to customers or vendors; wheeler-dealer attitude