Interpret the ratios below 2019 2020 Financial Ratios Funds Made Available/ Total Assets Funds Made Available/ Funds Collected Funds Collected/Total Assets NPL Ratio Net NPL Ratio Reserve Ratio Against Non-Performing Loans Capital Adequacy Ratio 2016 69.2 98.1 70.5 4.7 2.3 52.3 13.5 2017 69.5 99.5 69.9 4.7 2.0 57.7 17.1 2018 62.0 91.5 67.8 6.9 3.6 47.3 57.9 74.8 77.4 7.2 4.1 42.6 15.0 58.6 78.6 74.5 4.8 1.9 61.0 13.5 14.7 Interpret the information below B B Long-Term Credit Rating Short Term Credit Rating Support Long-Term National Credit Rating Short-Term National Credit Rating Appearance B B 0 trBBB+ 0 trBBB+ B B 1 trBBB+ TrA-2 Negative TrA-2 Negative TrA-2 Negative B B B B B B 0 Long-Term Credit Rating Short Term Credit Rating Support Long-Term National Credit Rating Short-Term National Credit Rating Appearance 0 trBBB+ 1 trBBB+ trBBB+ SAAAAAAA TrA-2 Negative TrA-2 Negative TrA-2 Negative Interpret the ratios below 2019 2020 Financial Ratios Funds Made Available/ Total Assets Funds Made Available/ Funds Collected Funds Collected/Total Assets NPL Ratio Net NPL Ratio Reserve Ratio Against Non-Performing Loans Capital Adequacy Ratio 2016 69.2 98.1 70.5 4.7 2.3 52.3 13.5 2017 69.5 99.5 69.9 4.7 2.0 57.7 17.1 2018 62.0 91.5 67.8 6.9 3.6 47.3 57.9 74.8 77.4 7.2 4.1 42.6 15.0 58.6 78.6 74.5 4.8 1.9 61.0 13.5 14.7 Interpret the information below B B Long-Term Credit Rating Short Term Credit Rating Support Long-Term National Credit Rating Short-Term National Credit Rating Appearance B B 0 trBBB+ 0 trBBB+ B B 1 trBBB+ TrA-2 Negative TrA-2 Negative TrA-2 Negative B B B B B B 0 Long-Term Credit Rating Short Term Credit Rating Support Long-Term National Credit Rating Short-Term National Credit Rating Appearance 0 trBBB+ 1 trBBB+ trBBB+ SAAAAAAA TrA-2 Negative TrA-2 Negative TrA-2 Negative