. Introduce Several Financial Gurus and their Financial Strategies . Dave Ramsey Ruined my Life . 7 Baby Steps Zero Based Budget . Benefits of Using Cash o Elizabeth Warren . 50/30/20 Budget o Helaine Olen Critical of Dave Ramsey . The Index Card Summarize Steps / Rules to obtain Financial Freedom Post your answer to the following questions (at least 200 words): Dave Ramsey (Questions 1-5) and Elizabeth Warren (Questions 6-10) 1. Have you heard of Davey Ramsey? If so when & where? 2. What do you thinks about his 7 Baby Steps? What Baby Step would you be on? 3. Are you currently budgeting? What do you see as the benefits of budgeting your personal expenditures? 4. Could you account for every dollar you spend each month? Do you know where your money goes? 5. Could you use cash (or debit) only and survive without a credit card? What are you using a credit card for now? 6. What expenditures would be considered Needs? 7. What expenditures would be considered Wants? 8. What expenditures would be considered Savings? 9. Are your needs 50% or less of your after tax income? 10. Do you prefer the 50/30/20 budget method over the zero-based budget? . Introduce Several Financial Gurus and their Financial Strategies . Dave Ramsey Ruined my Life . 7 Baby Steps Zero Based Budget . Benefits of Using Cash o Elizabeth Warren . 50/30/20 Budget o Helaine Olen Critical of Dave Ramsey . The Index Card Summarize Steps / Rules to obtain Financial Freedom Post your answer to the following questions (at least 200 words): Dave Ramsey (Questions 1-5) and Elizabeth Warren (Questions 6-10) 1. Have you heard of Davey Ramsey? If so when & where? 2. What do you thinks about his 7 Baby Steps? What Baby Step would you be on? 3. Are you currently budgeting? What do you see as the benefits of budgeting your personal expenditures? 4. Could you account for every dollar you spend each month? Do you know where your money goes? 5. Could you use cash (or debit) only and survive without a credit card? What are you using a credit card for now? 6. What expenditures would be considered Needs? 7. What expenditures would be considered Wants? 8. What expenditures would be considered Savings? 9. Are your needs 50% or less of your after tax income? 10. Do you prefer the 50/30/20 budget method over the zero-based budget