Introduction

Pivoting Effectively

• Think about how pivoting effectively helps you to maintain productivity. Have you ever been in a situation where something changed suddenly? What was the situation? How did you respond?

Time, Opportunity Costs, and Risks

• Think about developing your personal financial goals. Now, consider what we have been discussing: understanding the value of your time, opportunity costs, and risks. How do those items affect your goals, plans, and productivity?

Summarize your findings.