Introduction to Financial Maths David is looking to take out a loan that charges 3% p.a interest. A decrease in David's cost of borrowing can be caused by This is because David is who will be better off when interest payments are calculated and paid From the bank's perspective, holding all else constant, loans with higher payment frequency are (Each blank filled correctly is worth 1.25 mark) Introduction to Financial Maths David is looking to take out a loan that charges 3% p.a interest. A decrease in David's cost of borrowing can be caused by This is because David is who will be better off when interest payments are calculated and paid From the bank's perspective, holding all else constant, loans with higher payment frequency are (Each blank filled correctly is worth 1.25 mark)