Investment X offers to pay you $$6,100$ per year for eight years, whereas Investment Y offers to pay you $$8,200$ per year for five years. $($Use a Financial calculator to arrive at the answers. Round $"$PV Factor" to $3$ decimal places. Round the final answers to $2$ decimal places.$)$

Calculate the present value for Investments X and Y if the discount rate is $5\%.$

Present value

Investment X $

Investment Y $

Calculate the present value for Investments X and Y if the discount rate is $15\%.$

Present value

Investment X $

Investment Y