iRemoteWorking is a startup launched by two students during the Covid-19 pandemic aimed to provide a wide range of services for employees operating in remove mode. Initial capital was ?48,000. The three friends are now looking to alternatives for financing the company and decided to hire your team for financial advisory. iRemoteWorking's survival depends on the ability to raise at least ?80,000 during the next year. At the end of September 2020, the two partners presented a business plan to a large Portuguese bank. The business plan's viability depends on the proposed loan. The estimated free cash flows to the firm are as follows: