(IRR calculation) Your investment advisor has offered you an investment that will provide you with a single cash flow of $12,500 at the end of 35 years if you make an annual payment of $150 per year in the interim period. Specifically, the annual payments begin immediately and extend through the end of year 34. You then receive the $12,500 at the end of year 35. Find the internal rate of return on this investment. This investment's internal rate of return is 1% (Round to two decimal places.)