Is it true that an appraiser must already have prior appraisal experience and knowledge of the subject's market area (geographic competency) to complete a hybrid appraisal for developing an opinion of market value? QID: 4578337Mark For Review No, it depends on the intended use of the appraisal or if the appraiser can take the steps necessary to be competent about the subject's market area. Yes, an appraiser can never accept a hybrid appraisal assignment for which he or she lacks geographic competency. Yes, an appraiser must have years of experience in the subject's market area to complete a hybrid desktop appraisal. No, an appraiser only needs to be licensed in the state of the property's location to complete a hybrid appraisal