is most likely not to be an insurable risk?

1 A 20-year term insurance policy 2 A single premium whole life policy 3 A universal policy 4 A whole life insurance policy 5 All-risk policy 6 Any occupation 7 Avoid 8 Becoming disabled due to a car accident 9 Being diagnosed with a curable form of cancer 10 Broad peril homeowners coverage means the insurance company covers all perils. 11 Collision coverage 12 Comprehensive coverage 13 Dying at age 42 given a normal life expectancy of age 80 14 Hazard 15 Hybrid occupation 16 Identified-perils policy 17 Injuring a passenger in your vehicle during an auto accident that was your fault 18 Liability coverage 19 Most homeowners policies cover all possessions within the home 20 Most homeowners policies cover all possible losses 21 Most people do not need a PLUP 22 Named-perils policy 23 Open-perils policy 24 Own occupation 25 Peril 26 PLUPs are usually sold in million dollars of coverage. 27 PLUPs are very expensive 28 Pure Risk 29 Reduce 30 Retain 31 Specific occupation 32 Transfer 33 Uninsured motorist coverage 34 War 35 Zach and Laura should probably have an open perils and replacement value for all property covered under the homeowners policy