is not a payment systems, but a global financial services messaging system. A) PayPal B) SWIFT C) ACH D) CHIPS E) Fedwire Question 19 (2 points) Which of the following activities is most profitable to a bank: Payment Services Lending Money Holding money (deposits) Question 20 ( 2 points) CBDC is a digital money. True False Which generation prefers banking at a local branch for their transactions? Gen X Millenials Seniors Gen Y Question 22 ( 2 points) According to Steve Ellis, the head of innovation at Wells Fargo, customers don't want security disruption simplicity convenience Question 23 ( 2 points) Wire transfers as a payment option for dollar store customers would be a good idea, True False