Is this dataset in $3$NF or not? If not, why not?

No$,$ it is not yet in $2$NF$.$

No$,$ there is transitive functional dependency with the zip, city, and state.

Yes, it is in $3$NF$.$

No$,$ there are repeating groups.User

PK

Userid

UserFirstName

UserLastName

Phone

Email

Address

City

State

Zip