Isabella is looking to purchase an extremely fancy car without having to pay anything up front. On January 1st, Year 1 , a dealer offers her a payment plan for a SportsCar Pro, which requests she pays $5,276 every six months, starting July 1st, Year 1, for the next 6 years. At the end of the six years, Isabella will make the final payment in the payment plan, along with a lumpsum payment of $101,463. Assuming an annual interest rate 10%, how much money would Isabella need today to satisfy this given liability? Round your final answer to the nearest two decimal places. Vlada is planning on attending of University of Washington and is getting help from her grandparents with school. They agree to give her $14,277 today, $11,893 in one year, and $18,201 in two years. The interest rate 4%. What is the present value of these payments? Round your final answer to the nearest two decimal places